Pamela Fugitt-Hetrick LUTCF » Staff

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Pamela Fugitt-Hetrick LUTCF

Independent Charterd Benefit Consultant DCD Financial & Insurance Services
Work 1123 Soquel Ave. Santa Cruz CA 95062 Work Phone: 831-423-8542 x105 Work Fax: 831-423-5714 Website:


CA Lic. #0D75558
Vice President of Benefits/DCD Financial & Insurance Services

Pamela spent over 20 years providing healthcare prior to becoming an insurance broker. For over 13 years she has been helping clients “unravel the mysteries of health insurance”. As the Affordable Care Act/Obamacare was developing, Pam made sure to keep up on the latest changes. She has been sharing her expertise not only with clients, but with the community via her weekly radio show “Money Moves”.

Pamela is a Certified Agent for Covered CA, Endorsed Local Provider for Dave Ramsey, Past President of NAIFA Monterey Bay, and former Navy Hospital Corpsman.